TYPES OF LIFE INSURANCE
Let Us Guide You:
With so many different types of life insurance, you may be wondering which one to choose. We’re here to help you make that decision.
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Term life insurance
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Whole life insurance
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Universal life insurance
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Variable life insurance
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Variable universal life insurance
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Simplified issue life insurance
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Guaranteed issue life insurance
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Final expense insurance
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Group life insurance
KEY TAKEAWAYS
Life Insurance Made Simple:
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The two main types of life insurance are term and whole life insurance.
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Some types of life insurance come with a cash value amount that works like savings or an investment account.
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Other policies allow you to skip the medical exam or pay for specific end-of-life expenses.
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Term life insurance is the simplest and most affordable option for most people
There are so many different options for buying life insurance but it’s really not that complicated. When it comes down to it, there are essentially two kinds of policies: term life insurance and whole life insurance.
Term life insurance lasts for a specific amount of time (the term) and expires at the end of the policy. Whole life insurance, on the other hand, is a form of permanent life insurance. There are more insurance plans that fall into these two categories, each with their own benefits and drawbacks.
HOW TO BUY
Complete our quote form and a member of our team will reach out to assist with your application and coverage analysis.