We Understand The Insurance Needs of Farmers & Ranchers
Living on a working cattle & horse ranch we understand what ranchers need, and options that are available to protect your legacy. Protect your farm or ranch with a tailored policy that combines various coverages into one convenient package. A ranch insurance policy covers your property and provides liability coverage that can be tailored to the needs of your home and ranch operations. While ranch insurance policies differ, in general you’ll find four areas of protection:
- Home and contents, including detached garages and other personal use buildings
- Ranch personal property
- Ranch structures
- Liability protection
WHAT TYPES OF LOSS WILL MY POLICY COVER?
It’s important to understand which types of loss your ranch insurance policy covers to make sure you have the right amount of protection. Your agent can explain which losses are covered within each property classification of your ranch insurance.
ALL THE COVERAGE FOR THE LIFESTYLE YOU LOVE
Lets Break it Down:
Whether it’s one or 1,000 acres, country living has a style and simplicity all its own. If you’re one of the fortunate folks who live outside the city limits, talk to us. We can help you protect your home, property, equipment, and more.
Let’s Start With Your Home and Home Property Needs:
Homeowner’s Policy – Coverage for your Dwelling (home), Structures (barns, outbuildings) tied to your dwelling, Personal Property, Loss of Use, and Liability.
Then, Address Your Farm/Ranch Needs…
Such as barns/outbuildings – Class 1, 2, and dairy milking.
Miscellaneous Farm and Ranch Property:
- Threshed Grain
- Farm Machinery, Implements, and Supplies
- Mobile Farm Machinery and Implements
Other Miscellaneous Farm Property:
- Mobile Homes
- Modular Homes
- Inland Marine
- We also offer coverage options for Animal Collision, Custom Farming, Employer’s Liability, Boat Liability, and Personal Medical.
Save With Discounts:
Monitored alarm systems, companion policies, even keyed dead bolts could save you some cash on your home insurance premium. Talk to your agent to see if you qualify.
New to Texas?- AGRITOURISM –(agri based that drives activity or visitors to your ranch)